• Can my student loans affect my eligibility for a home loan?

    Many factors are considered when qualifying you for a home loan and student loan debt is one of them. By now, many of you know that lenders look at your income versus your debt when calculating how much you can afford in a mortgage. The result from this calculation is what’s called your “debt-to-income ratio” or DTI.  A DTI ratio is comprised of two parts, a front-end ratio and a back-end ratio.